COINONE's loan is not a credit loan, so you need to deposit certain assets before you can borrow. You can deposit different assets to earn interest, or you can loan any type of assets in the pool to meet your financial needs and get block rewards. Of course, the price of [Staked Assets] or [Loaning Assets] will fluctuate. In order to avoid debts and bad debts, the system will lock the staked assets and sell them at a discount.